Self Employed Mortgage Broker Birmingham
Are you self-employed and looking for a mortgage advisor in Birmingham? At Morfinity, we have a team of experienced self-employed mortgage advisors Birmingham who can help you find the right mortgage product to suit your needs.
We understand that self-employed people often have complex financial circumstances, so we will take the time to get to know you and your business to find the most suitable mortgage.
Is it Difficult for Self-Employed Individuals to Get a Mortgage?
There are a few extra hoops that self-employed individuals have to jump through when applying for a mortgage, but it is by no means impossible to get approved.
The main thing lenders will be looking at is your income and outgoings, so it’s important to have your financial paperwork in order before applying.
At Morfinity, we can help you to put together a strong mortgage application, and we will also be on hand to answer any questions you have throughout the process.
How Can You Get a Self-Employed Mortgage?
There are a few different ways to get a self-employed mortgage, and the best option for you will depend on your circumstances.
- If you are self-employed for less than two years, you may be able to apply for a mortgage using your most recent tax return as evidence of your income.
- If you have been self-employed for over two years, you must provide your lender with audited accounts for your business.
- If you are a director of a limited company, you may also be able to use your company’s accounts to apply for a mortgage.
Hence, if you are new to the idea of mortgaging, it is always better to seek help from the experts!
How Much Can You Borrow on a Self-Employed Mortgage?
The amount you can borrow on a self-employed mortgage will depend on your income, outgoings, and the size of your deposit.
At Morfinity, we can help you find a mortgage that suits your needs and budget.
If you want to speak to a mortgage advisor about self-employed mortgages, please contact us today.
Why Use a Mortgage Advisor?
There are many different mortgage products on the market, and it can be challenging to know which one is right for you. A mortgage advisor can help you compare different products and find the most suitable one for your circumstances.
At Morfinity, we can negotiate with lenders on your behalf to get you the best possible deal.
If you’re self-employed and looking for a self employed mortgage advisor in Birmingham, contact Morfinity today.
Self-Employed Mortgage Broker- We Are Affordable and Reliable
Hiring mortgage brokers can be expensive! Yet when you do not know the process, taking on board an expert is always advisable!
Thus, when looking for the most reliable and affordable self-employed mortgage broker in Birmingham, know that Morfinity is your go-to company!
Are There Any Schemes or Programs to Help Self-Employed Individuals Get Mortgage?
The answer is YES- self-employed mortgage schemes are available Birmingham, and we will be more than happy to go through the options with you!
At Morfinity, we want to help make your dreams a reality. And with our years of experience and industry knowledge, we can do just that!
So, if you are self-employed and searching for a ‘mortgage advisor near me, reach out to us today! We would be more than happy to help!
Some Professional Advice from the Experts at Morfinity
If you are self-employed, the biggest hurdles you will face when applying for a mortgage are proving your income and tax returns.
But don’t worry; at Morfinity, we have a team of experienced mortgage advisors who can help you through the process!
Here are some professional tips from our experts:
- Get your financial paperwork in order before you apply for a mortgage
- Use a mortgage advisor to help you compare different products and find the most suitable one for your circumstances
- At Morfinity, we can negotiate with lenders on your behalf to get you the best possible deal!
So, if you work for yourself and are your own boss who’s looking for a professional self employed mortgage advisor in UK, know that we are more than happy to provide a free consultation!